Chapter 1702 I Want a Loan

After Feng Yu made arrangements for Xiangjiang, he returned to China. After that news comes out, he will come again.

It is much more convenient now than it was back then. To put it simply, online video calls can be made directly. Many things can be taught face-to-face even if they are thousands of kilometers away.

Of course, there is one more important thing for Feng Yu to come back, and that is the loan.

Although the loan matter does not seem to be particularly urgent, but when it is really urgent, it will be too late.

It is not that domestic commercial banks cannot provide commercial loans in foreign exchange, and can even directly provide loans to overseas commercial institutions, but the approval process is very troublesome.

Feng Yu intends to use many domestic assets as collateral for loans, and the loan is foreign exchange, and it needs to be transferred overseas, which is even more troublesome.

"Simplify the process? Just want to give you the green light?" Zhang Ruiqiang asked with a frown.

"Yes, I hope that when I need it, the loan can be processed for me within 24 hours and credited to my overseas account."

Zhang Ruiqiang shook his head: "This is definitely not possible. No bank loan can be completed within 24 hours."

Feng Yu took a step back: "Then handle the loan for me now and release the loan as quickly as possible. The assets I use as collateral must be very high-quality, there is no doubt about it."

"Feng Yu, do you still need a loan to do finance? You have already invested so much money, so there's no need to make it so big, right?"

Zhang Ruiqiang is a little worried, financial investment, profit and risk coexist. If Feng Yu makes a mistake, or the international situation changes too fast, won't Feng Yu have to lose a lot of money?

"Hahaha, even if all the money is lost, it won't shake my foundation. And my loan is mainly used as a risk reserve."

"You also know that financial investment is very risky, just like a company always has a cash reserve, and the financial risk reserve is higher. I did have a risk reserve at first, but the international situation has changed recently, so the money, I’m going to jump in and do the hedging.”

"Even if hedging is done, there is still a risk reserve. We have already discussed the acquisition of the automobile business. The state-owned assets will pay for it, and then we can just follow our original agreement to increase the state-owned assets in the Bingcheng Machinery Manufacturing Group. shareholding ratio."

"But we also plan to acquire a supermarket chain group in the United States,

A supermarket group with an annual turnover of tens of billions of dollars and assets close to tens of billions of dollars. In this way, it can be merged into the Taihua Supermarket Group, which means that our Huaxia Supermarket Group has gone out. "

For the automobile business, Taihua Holdings does not need to spend money, but supermarkets always have to spend money. In addition, Feng Yu has taken a fancy to a lot of businesses with good potential in the United States, and now he has to invest.

Such as ships, ports, and logistics companies, all of which can be combined with the businesses of Taihua Holding Group and Fengyu Holding Group to reduce costs, increase profits, and enhance competitiveness.

"Then how much do you want to borrow?"

"It's not too much. If you can, let's start with a loan of 20 billion U.S. dollars."

Zhang Ruiqiang took a sip of tea: "How much do you want to borrow?"

He thought that Feng Yu's loan of several billion U.S. dollars would be enough, 20 billion U.S. dollars, isn't that too much?

What else is a loan of 20 billion U.S. dollars first, do you plan to continue to borrow in the future?

"Two billion U.S. dollars is enough for the time being."

"How do you mortgage? Are you going to mortgage all the equity of Taihua Holding Group?" Zhang Ruiqiang asked.

"The 40% stake in Taihua Holding Group is definitely more than 20 billion U.S. dollars."

The assets of the subsidiary belong to Taihua Holding Group, and Feng Yu cannot legally mortgage it directly, because Taihua Holding Group is not solely owned by Feng Yu.

The 40% stake in Taihua Holding Group is worth more than 20 billion U.S. dollars? How much equity does Feng Yu have in Taihua Holding Group? Isn't the market value of Taihua Holding Group already exceeding 50 billion U.S. dollars?

Feng Yu's personal net worth has already exceeded this figure, but Feng Yu's wealth is the highest, isn't Feng Yu Consulting Company? Zhang Ruiqiang really didn't realize that Taihua Holdings Group was already worth such a high value.

From Feng Yu's point of view, it seems to be much higher?

"Feng Yu, for a loan, the mortgage assets must always be about 50% higher than the loan amount, especially if you are still borrowing foreign exchange, the amount is so large, and you have to transfer it to an overseas account."

Feng Yu rolled his eyes: "What do you mean, why do you think I am transferring assets out?"

Now there are many rich people who do this. Many of them register their companies overseas so that they can pay less tax, and even change their nationality directly in order to pay less tax. They suddenly become foreigners and continue to do business in China to make money. .

Feng Yu is very disdainful of this. If you want to facilitate the company's development, it is no problem to change the company's registered address, but if your personal nationality is also changed, it will be a bit forgetful.

In particular, many people have a sense of superiority because of this, which disgusts Feng Yu the most.

"I believe in you, and the higher-ups must also believe in you, but the people may not believe you when the news spreads. Besides, the loan itself is 50% higher. It's not easy to give you the green light. Now The management is very strict.”

Feng Yu waved his hand: "Who said that the equity I took out is not worth 30 billion U.S. dollars? Didn't you read the assessment made by foreign media for Fengyu Holding Group at the beginning of this year, the assets have already exceeded 80 billion U.S. dollars, it is still conservative Estimated. The real result, let me tell you, the absolute value of Fengfeng Holdings is more than 100 billion U.S. dollars!"

"And if you sell it out, I won't sell it if you give me 200 billion U.S. dollars! If Fengyu Holdings Group goes public, or if a few more of its subsidiaries go public, its assets will definitely exceed 200 billion U.S. dollars."

The most important thing is that Fengfeng Holding Group controls many important markets in China, owns many very profitable patented technologies, and also owns many valuable brands.

The value of these brands alone can exceed most domestic companies.

"Then why did you pay only so little tax this year?" Zhang Ruiqiang said angrily.

"Taxes are related to turnover. Does it have anything to do with our asset growth? You say that we are a wind and rain brand, and foreign brand institutions are valued at tens of billions of dollars, but do we still have to pay taxes for the increase in brand value? That makes no sense. Bar?"

"Isn't the U.S. dollar being processed in China now? What I want to borrow is U.S. dollars, not Euros. And let me tell you another news. By the end of next year, the U.S. dollar will definitely depreciate even more. I can also Bear it, as long as the bank is willing to give me more loans!"

"This... let me ask for you, do you really want to make it so big?"

Feng Yu quietly looked at the globe on the table: "If you have less money, it won't work at all." (To be continued.)