1411. Amount of Funds
After listening to Lisko's question, Xiaoyu fell silent for the first time. He didn't expect that starting a business would require thinking about so many things, and these things were things he had never considered before.
According to the other party's guidance, I first thought about the resources I could mobilize. After such a long time of preparation and storage, my current savings in the bank are about 50,000 US dollars. In addition, my parents in China may be worried. It would be inappropriate for my brother and sister to live here. For example, sometimes when I need to spend money in daily life, I may be embarrassed to ask my uncle and sister for it, so I often transfer some money to In his own account, it is regarded as the expenses of two people's pocket money.
In addition, I don’t have big expenses in my daily life, and I even learned from my sister to invest the accumulated funds in my account into some stocks and fixed-income funds. After such a long period of slow growth, Now the amount of savings in hand has just broken through the $100,000 mark.
If necessary, he can even ask his sister Xiaowei for help. You must know that Xiaowei has always been a very frugal girl since she was a child. Except for buying some clothes and even some materials for painting, the rest of the money is as tight as a miser. Locked in your own bank account.
Xiaoyu once accidentally saw the other party's bank account balance, and the number on it was almost two or three times his own savings. He couldn't help but lament his sister's frugality and housekeeping. Maybe in this world, there are some things that girls are naturally more experienced than boys, and even better.
If Xiaoyu is asked to find a way to seek help from Zhang Li and Li Ke, it may be a very embarrassing thing for him, but if he changes the object of seeking help to his sister, he may feel very appropriate It's even reasonable, after all, the two are biological brothers and sisters whose blood is thicker than blood, so they won't feel any embarrassment emotionally, and maybe Xiaowei will not hesitate to hear that her brother really needs help. Without hesitation, he immediately extended his helping hand.
Now that he has the answer to this question in his mind, when Xiaoyu reported the amount of money to his brother-in-law, he also gave a more confident figure.
"200,000 U.S. dollars? I didn't see that you still have so much savings. Since you have so much money, some small investments that I originally imagined can be omitted for the time being. With this amount of money, it can be considered Some more excellent investment projects, and at the same time, the returns achieved are much higher than those of the previous projects.”
Li Ke looked at Xiaoyu in front of him in surprise. According to his understanding of some boys, most people at Xiaoyu's age may not have the concept of storing two words at all, and this is especially true in American society. The daily expenses of young people rely on overdrafting their own wages for consumption.
Everyone is an outstanding person who consumes ahead of time. There are countless credit cards from various banks in their hands. Every time it is time for salary payment, after almost all the arrears are settled, there is no money left in their hands. , Continue to use the overdraft method to guarantee your own expenses and daily expenses for this month.
Most of the characters that Lisko comes into contact with in his daily life are also of this type. Whether it is the attack or Corte, most of them lived a similar life before he returned to this city, even some ranchers in the surrounding area. , but their repayment span may be much longer than that of some normal working people, and most of them are calculated on an annual basis.
After counting your income for the whole year every year, you should first settle the debts you owed for the whole year, and set aside part of the remaining money as the reserved funds for next year's development. There are also very few, and it can even be said to be completely absent.
If you look at this social phenomenon from any Chinese, you will feel that it may be very dangerous, and it is even very different from the education and three views you have received in the past, but this social form can be seen almost everywhere in the United States. , and has even become a gesture of their lives.
The same is true for most of the cowboys in the ranch before they joined Li's Ranch, because their income was often not enough for their daily expenses before, but after joining Li's Ranch, their annual income is several times that of before. . In addition to normal expenses, there is also enough remaining funds for some investment and storage.
Originally, Lisko thought that Xiaoyu’s total capital would be about 20,000 to 30,000 U.S. dollars. After all, young people not only need to fall in love, but also need daily expenses and social interaction. The money deposited is naturally very little, and it has not reached the point of overdraft, which is already very good.
But I didn't expect that the funds held by the other party were nearly 10 times larger than what I expected at the beginning. With this amount of funds, there are many more things that can be done. After all, 200,000 US dollars converted into Huaguo’s currency is about 1 million, which is completely sufficient for any project investment and start-up prosecution funds.
Compared with those entrepreneurs who are very hard-pressed to start with three to five thousand yuan, it can be said that Xiaoyu was better and surpassed others when he first started, and he could do as many things as he had, so Lisko immediately Overturning the plan that I just made in my mind, and in a state of meditation again, I began to plan some necessary investment projects according to the amount of funds of the other party.
But if you really let him suddenly choose a suitable or even very promising project for the other party, it is indeed not an easy task. As mentioned above, the current social form of the United States is like this. Young people want to learn from these complex societies. It is almost a very difficult thing to stand out from the crowd and competition, and it seems that the distribution of wealth in the whole society has become a foregone conclusion. The rich man at the top firmly controls any channel for promotion, as long as there is an excellent project, or there is a slight sign of wanting to stand out, it will be bought by the other party with a huge gold dollar policy to avoid future troubles.
During Lisko's thinking, neither Zhang Li next to him nor Xiao Yu on the opposite side made any noise to disturb each other. Destroy Lisko's divergent thinking, thereby affecting the result of the other party's thinking.
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