Chapter 193 Can't Afford It and Doesn't Want To

Old Aston hesitated for a moment before saying helplessly, "Henry, you have to understand that we haven't made any mistakes in 30 years, and the insurance premiums are slowly increasing every year."

"Moreover, when the insurance premium increased to 100 million pounds insured more than ten years ago, the estimate of the Sinclair Group at that time was less than 200 million, and the actual value was even lower, even the 10 million submitted to the Royal Insurance Institute There is almost no reserve fund.”

"If the premium is increased to the actual value of 2 tons of diamonds, I don't know any insurance company in England that has the strength to accept this policy."

According to the increase of gold, 200 million pounds will be equal to 10 billion pounds in the future, and 300 million pounds will be 15 billion pounds.

And the valuation is different from the actual assets, at least the insurance company must have enough money to pay the insurance money.

Once it is reported that you will lose 100 million pounds, no matter how big your brand is, it will instantly make you plummet by 30% or even half.

Otherwise, why would a forest fire, a hurricane, or an earthquake make them bankrupt and liquidate those US insurance companies valued at tens of billions or hundreds of billions?

It's not that the brand value is only useful when there is no accident. If something happens, no matter how famous you are and how good your service is, your assets will still plummet.

Therefore, for the Diamond Group, unless it is looking for an insurance company in the United States, there are really not many insurance companies in England that can accept the 200 million pound policy.

And there has been no accident for thirty years, not to mention the people of the Diamond Group, anyone will think about reducing costs, and the insurance is 100 million and 200 million, the difference is one or two million pounds.

When the group of people fell silent, lawyer Clare, who went out to answer the phone, walked in with a doubtful face, holding a gift box the size of a cigarette box wrapped in dark yellow delivery paper.

"Gentlemen, I've finished all the things I want to convey. Finally," Claire put the gift box on the table, showing a ritualized smile, "I'll wait for your call."

When Claire walked out, someone suggested, "Are you going to arrest this lawyer?"

Finch looked at Li Changheng, but Li Changheng's gaze was only on the gift box on the table.

Finch could only say, "I'm afraid Mr. Claire only knows this, and the police and I have no reason or right to detain him."

Oliver said dissatisfiedly, "Then at least send someone to watch him."

"Sorry, I'm an insurance investigator, not a police officer or a private investigator."

Finch would not do such obvious violations, or even illegal things.

Old Aston saw that Li Changheng had been looking at the small gift box, picked up the box and opened it casually.

But I didn't see the corner of Li Changheng's mouth curled up slightly.

If it were him, he definitely wouldn't start directly.

Although the dark yellow paper is not easy to leave fingerprints, the box inside is not only untouched by others, but also fingerprints are easy to leave on the slightly smoother box.

At least you have to wear gloves to prevent your own fingerprints from overlapping those of the mastermind behind the scenes.

The old Aston not only took the box with empty hands, but saw a big diamond in the box, he also picked up the diamond with his hand and looked at the light.

Sitting on the boss chair with a dark expression, "That's right, this is the African Star No. 3 diamond."

When everyone heard Old Aston's words, their faces became solemn and gloomy.

That said, someone did break into the vault and steal all the diamonds.

What is unbelievable is that the vault not only has only one channel, but also a closed-circuit monitoring system was installed just the day before yesterday.

Who stole the 2 tons of diamonds and how they were transported away.

Now the largest and most precious diamond has been sent back as evidence. The only advantage is that it can be confirmed that the diamond was indeed stolen.

You can apply for compensation from the insurance company.

As for why the robbery asked for the same amount of 100 million pounds as the insurance compensation, no one cared at this time, and no one wanted to make more troubles to affect the premium.

Half an hour later, Sinclair, who was obese and at most 1.7 meters tall, walked in quickly, smoking a cigar.

After seeing Charles and Andrew, Sinclair was taken aback for a moment, and then a trace of vigilance and worry flashed in his eyes.

But there was an excited expression on his face immediately, and he bowed in a respectful manner.

"Good afternoon, Your Highnesses."

"Good afternoon, Mr. Sinclair".

Seeing the African Star No. 3 diamond, the old Aston was upset, but at the same time he couldn't care less about being polite, "Sinclair, let's talk about insurance premiums."

The corner of Sinclair's mouth twitched a few times. Although his Sinclair Insurance Company has not been the largest after so many years of development, he can still come up with 100 million pounds in cash.

After all, the 30-year insurance coverage of the Diamond Group alone is almost 60 million pounds.

But if you really pay the 100 million pounds all at once, it will hurt your muscles and bones, and at the same time, you will also face a large number of customers worrying about the insurance company's lack of funds.

Let alone taking out insurance, you may even be required to report your own insurance business and transfer to other large insurance companies.

Once there is a wave of abandonment of insurance, Sinclair Insurance will not go bankrupt.

He, Sinclair Bartley, as the largest shareholder, has to face a change from a rich man worth tens of millions of pounds to a million, or even a return to decades ago.

And that's not what worries Sinclair the most.

Even if he retires with hundreds of thousands of pounds, it will be enough for him to retire. What worries him most is that after so many years of hard work, his means are not very bright.

In fact, vampire plus cold-blooded and ruthless are both positive descriptions.

Along the way, regardless of the increase in wealth, it is also accompanied by countless lawsuits.

There are also countless customers who did not get anything because they did not know the pitfalls in the contract, or were deliberately delayed by the insurance company, and filed lawsuits.

If you fall from a multi-millionaire to the ranks of ordinary people, the several lawsuits this year alone can make Sinclair Insurance fall into the abyss, and even go bankrupt and liquidate directly

Going to jail would be the best outcome.

So, let alone 100 million, even 30 million, or even 10 million pounds, he didn't want to pay.

Sinclair ignored the old Aston, looked at his insurance investigator, "Mr. Finch-Grant, I want to listen to your report first."

Sinclair's eyes lit up when he heard that Finch had grabbed the Aston family's painful foot.

Of course he hoped that Finch could get back those diamonds, which would mean that the business would continue and the annual insurance premium of more than two million pounds would still be collected.

It is possible to catch the handle of the Aston family, which can also make him invincible.

As for the bad reputation, as long as you follow the contract, being scolded by others will not affect the fact that you are a multi-millionaire.

In a country like England, having money does not necessarily mean having power, but not having money must be a lamb.

Sinclair, who made up his mind not to pay the 100 million yuan, took out the check book from his pocket, and wrote a check for 5 million pounds under the excited and expectant eyes of everyone in the diamond group.

"Use this money to build a stronger, safer vault."

The old Aston took the check, laughed angrily and mocked, "5 million pounds? Is this your return to customers for 30 years?"

"Don't expect the robbers to actually return the diamonds."

Sitting on the chair, Sinclair raised his legs and said, "The robbers are sure that you will try your luck. While eating those diamonds, you also want to get 100 million extortion fees.

If you really pay this 100 million, you are really stupid."

Old Aston knew in his heart that Sinclair was not going to pay, but even if there was a glimmer of hope, he still wanted to try to talk to Sinclair.

And as the king who has ruled the Diamond Group for decades, it's not that his old Aston has no handle on those wealthy people and companies that have business dealings with the Diamond Group.

Even when the diamond group went bankrupt, Downing Street was the first to refuse.

Otherwise, Charles, Prince Andrew, and Princess Anne, the legendary boyfriend, would not have been sent by His Majesty Philip to help.

At the same time, it also directly tells him that the royal family supports him, Mill Aston.