Chapter 1483: The Han Banner World (One Hundred and Seventy-Three) Split

He Lanyan went to the back house to see Mrs. Mei, while Gao Yuan and Mei Yipo went to the study and sat on Mei Yipo's case. Gao Yuan casually flipped through the thick stacks of letters on the case, and only looked at it for a moment. I felt like my head was a little numb. It was full of professional manuscripts related to the financial industry.

"This is what Wei Chen has collected over the years in his spare time. They are all about the internal operations of the banking industry. It does seem a bit confusing." Mei Yipo served Gao Yuan some fragrant tea. smiled.

"It's not only embarrassing, it also made me confused. I gave up watching it. If I watch it for a while, my head will hurt." Gao Yuan said with a smile: "By the way, Lao Mei, Cao Tianci just told me Regarding some things about stocks, I heard that this is a new thing that has just appeared in Jicheng. Cao Tianci’s police department thought it was a group of liars at first. After an in-depth investigation, they felt that *pig*pig*dao*xiao* said ww .Huzu, you want to find out the truth, but you can’t make up your mind. You’re afraid of causing accusations from the Great Council that our government is interfering in the economy. Have you heard about this?”

"Speaking of this matter, I am planning to find a time to report to the king. This thing has existed for several years, but arrogance has begun to develop rapidly since this year. Since it involves finance, our central bank has naturally made A lot of investigations. From one aspect, this is a good thing, but from another aspect, it may turn into a bad thing? "

"How do you say this?" Gao Yuan asked pretending to be confused.

"Your Majesty, the economy of our Han Dynasty is developing rapidly. Some people, workshops, and companies are extremely short of funds. I don't know who came up with such an idea to give a small part of the shares of the workshop or company. They were divided into pieces and sold at clearly marked prices, and there were actually people who bought them. According to our investigation, the first people who bought these shares all made a fortune. Those workshops and companies that received the funds happened to meet the rapid economic growth of our country. In the past few years of development, no matter what you do, as long as you do it with your heart, you can make a fortune. After a few years, those who originally bought this stock with the attitude of giving it a try have also become rich. The most extreme one, the stock in his hand has increased tenfold. This person used to be just an ordinary teahouse owner, but now he is a millionaire."

"Is there such a thing?" Gao Yuan really didn't know.

"With such an example, this matter has attracted a lot of people's attention. If there is such a stock sale, the supply will exceed the demand. Often the workshops and companies of these stocks have not really made money yet. Their stocks have already doubled. It started to rise. At first, these things were still sold secretly, but later, seeing that the court did not respond to it, they have now started to sell it openly, and a street for buying and selling this stuff has been formed in Jicheng, which is called a stock street. "Mei Yipo spread his hands and said: "We big men adhere to what you said, as long as the law does not prohibit it, so we can only watch, even if there are many people inside the central bank playing this thing, but Now I am no longer buying this thing and waiting for the workshop company to make profits, but now I am speculating on this thing."

Gao Yuan originally wanted to use this novelty to introduce the topic of splitting up the central bank.

But I didn't expect to say this to Mei Yipo, and my heart really beat up. This thing is not that fun. Once it is played to the limit, many people will lose their money, and it will cause some huge social problems. Maybe.

"Is it already serious?" His expression gradually became serious.

"Your Majesty, it is indeed very serious. Now basically all merchants have accounts with our central bank. I have conducted an investigation and I am afraid that hundreds of millions of dollars have been involved!"

Gao Yuan was so frightened that he screamed, "Where did you get such money? Is this really worth it?"

"Your Majesty, we Han people are indeed very rich now. How many people are there in Jicheng now? There are as many as three million people. One hundred million yuan is a lot, but when it is broken down to each person, it is not much."

"How can we make such a distinction?" Gao Yuan shook his head, "There must be a small number of people playing with this thing. If something goes wrong, it will be a big deal. There may be scammers involved here. What do you think of this matter? ?”

"The veteran feels that this matter must be regulated, regulated, thresholds set, and strictly managed. Anyone who is qualified to enter this market must obtain government approval to minimize risks," Mei Yi said.

"This needs knowledgeable people to do it. Now your central bank already has a lot of business. If you take care of this again, I'm afraid it will be too busy!" Gao Yuan frowned.

"Your Majesty, I think a special agency should be set up to supervise all industries involving finance, formulate policies, and standardize supervision." Mei Yipo said seriously: "It is still just Jicheng, but Jicheng It has always been a benchmark for various places. If other places follow suit, when something happens, it will be a major event for the whole country, and it may really get out of control. "

"If that's the case, I have an idea. Do you think it can work?" Gao Yuan glanced at Mei Yipo: "The central bank will spin off all businesses involving cash and set up special banks, and the central bank will Just focus on the issuance of national currency and the supervision of financial security, what do you think?”

Mei Yipo slapped his thigh suddenly, "My lord, you are indeed a genius. I thought about this for a long time before I came up with this idea. You actually came up with a countermeasure as soon as you heard about it. Yes, that’s what I thought.”

Looking at Mei Yipo's admiring eyes, Gao Yuan felt a little ashamed. If he really wanted to talk about wisdom, the old man in front of him would probably leave him a few blocks away.

"Since Mr. Mei has already considered this issue, let's talk about your thoughts. What's the split method?" Gao Yuan asked.

Mei Yipo stood up excitedly, pulled out a plan from the big case, and spread it in front of Gao Yuan: "Now the entire central bank is a monopoly in Dahan, and the scale is too big. Although the merchants in Jishi City Seeing the huge business opportunities, I established Jishi City Commercial Bank, but compared to the behemoth of the Central Bank, it is simply not worth mentioning. My plan is to divide the cash business of the Central Bank into two and establish two separate banks. Targeted independent banks, one is aimed at agriculture, which is the foundation of the country. The main task of this bank is to support the development of agriculture. Let’s call it Dahan Agricultural Bank. The other is aimed at various large-scale infrastructure construction in Dahan. , so we call them Dahan Construction Bank. Of course, I am talking about their main business. In fact, after the separation, there will definitely be many overlapping business scopes. We might as well let them operate independently and be responsible for their own profits and losses. Of course. , In order to ensure the safety of funds, the state still needs to have a certain backing function.”

Gao Yuan stared at Mei Yipo talking incessantly, and suddenly had the urge to laugh. Agricultural Bank of China, China Construction Bank, what a familiar name! If we continue like this, will Bank of Communications and Industrial and Commercial Bank of China appear in the future?

"Your Majesty, Your Majesty!" Mei Yipo's cry pulled Gao Yuan back from his thoughts that had flown far away: "Your Majesty, these are just some immature ideas of mine, for your reference only."

"No, it's already very good. Just do what you said. Tomorrow, we will bring together Wang Wu from the Political Hall and the Ministry of Finance to discuss this matter."

"I don't know if the Great Council can pass this matter?" Mei Yipo said worriedly. "There will definitely be some controversy, and this will involve the interests of many major congressmen."

Gao Yuan snorted coldly, "This time, I am going to act arbitrarily. First, I will do things in the form of administrative orders, and then seek approval from the Great Council. I will endorse this matter."

This New Year is destined to be unstable for the Han Dynasty. First, the Han Dynasty destroyed Chu and knocked down the most powerful enemy in the Han's mind. Before everyone could wake up from the victory carnival on the battlefield, political affairs Tang suddenly issued an order to spin off the cash business of the giant Dahan Central Bank and establish Dahan Agricultural Bank and Dahan Construction Bank. The original central bank will become an independent department responsible for managing all financial businesses within Dahan. This order was immediately The previously independent Jishi City Commercial Bank was also included.

The release of the first policies and regulations after the transformation of the Dahan Central Bank into a mere management institution caused great shock in Jicheng. The stock trading law was released to the public in a very short period of time, and stock trading was banned. It is officially allowed in the form of a decree, but it is no longer a spontaneous transaction among the people in the past, but a transaction within a specified place and time. The threshold for being able to issue stocks has been greatly increased. Whether it is qualified or not, the workshop or company that intends to issue stocks must first apply to the central bank, and only after review and approval can it enter the exchange for trading. The decree clearly stipulates a series of requirements and details that the application must meet.

As soon as the decree came out, Jicheng immediately fell into two extremes, some were happy and some were crying. Some stocks soared, while others became worthless in a very short period of time.

The most nervous ones are Mei Yipo and Cao Tianci. One of them is the governor of the Central Bank and the other is the police minister. Once large-scale riots occur, both of them will be held responsible.

Fortunately, we have already prepared for this, and in recent years, a large number of the floating population in Jicheng have basically returned to their hometowns, and these floating businessmen are the main ones who buy and sell stocks for speculation. Their departure has made Jicheng The security pressure was greatly reduced. Although there were a few small-scale riots, they were immediately suppressed. The festive atmosphere of the Spring Festival also dilutes these ominous connotations to the point where no one notices them. (To be continued.)